Make Money Online -10 Things To Do Before You Start Thinking Of How To Earn Money Online

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Make money Online isn't a mythical thinking

It's a reality, but you will require to have access to helpful tools and information that helps you to earn money online. I have suffered my own share of failures, and it was all down to lack of understanding of how to make money online works. But I have also successfully managed to make money online with four small business start ups that have seen me earn money online while sleeping, with  freedom of location and time, at my own terms without being bossed around. Because of this, I consistently get emails from subscribers who are quite excited about starting their own small business. Without further ado, here are the ten things you should do before starting any sort of small business to earn money online.

1. Clarify what you plan to do

One of my readers is dreaming of opening a coffee shop in his neighborhood. Another reader really wants to start a blog on video gaming for busy thirty somethings. All of these are likely great ideas, but they all need some more thought. With some businesses, it's obvious: you're going to sell a product. With other great ideas, it's not so clear. So you will have to first figure out who are going to be your customers, do they truly exist, and how will they discover you? You don't have to research this (that will come later), but you should at least be able to describe who these customers are, and have some idea how they will find you. You should also honestly ask yourself whether there are enough of these customers to sustain what you want to do.

What sets your idea apart from what's currently out there?

With Newswatch, we are aware that there were other similar blogs out there. So we sought to set ourselves slightly apart by writing quality content with our own legitimate voice and update it on a steady schedule, something that we didn't see in the industry and  personalized finance blog-sphere at the time.

2. Find a mentor

The process of mulling over those questions will likely cause you to second-guess the purity of your plan and also make you wonder how you really can make this work. That's the perfect time to find someone who can be a mentor for you. For you, a potential small business person, that means a person who has started some sort of enterprise successfully on their own, if it's a sizable business or just a sole ownership. Some mentors will be easy and engaging to talk to, others may be more challenging, but the two things you really need from any mentor are candor (a willingness to talk profoundly and honestly about things) and support (are they actively helping you towards a positive outcome).

Whats next then before I start to make money online?

Find businesses in your area that are outside of your niche. With the coffee shop, try to find a small business owner in the area that you're going to target. With the blogging, look for someone who has knowledgeable about the topic you're going to write about, but doesn't blog about it. If it's an online person, ask them if they have time to talk at length on IM (better) or by email (if this is the only option). If you still get a firm no, send a gracious response and let it drop- don't make an annoyance of yourself and respect that other people are very busy.

Don't know where to start? Here's where you can find a mentor to Help You Earn Money Online (or three)...

Locate anyone you trust that has successfully started a business. Because you can feel much safer bouncing your fears, this person will be a great one.

Locating and identifying  businesses in your niche that are outside of your area

Do one thing benevolent to get their attention. Most people who are successes have a pile of things that need their attention. You might get it for free if you're lucky, but it's usually easier to do something kind to get their attention. This is key, as it goes right to the core of challenging parts of the business model. I'll even give you a tip with News watch: if I could start all over again with it, I would have had a slower writing schedule right at the start so I could focus on more individual quality posts.

3. Do some honest soul-searching about passion

You're now prepared with the basic relevant information that you need to know about your business, and you know the pain and sacrifice that it involves (the mentor will give you a clue if they're worth their salt). Now comes the real question: do you have the passion necessary to carry this through?

Making money online isn't easy! A successful business that earn money online demands a lot from you

Even if it is something that you believe you'll enjoy from top to bottom. Ask yourself if  you have the commitment to collect the resources to get started. It may sound like I'm trying to talk you out of launching, but without the fire to intently and unquestionably answer "yes" to those questions, your business has a very, very strong chance of failing. If you're not fully devoted to success, don't even start.

4. Do some market research

Now, you need to know whether anyone's going to buy what you are selling. This is called market research, and it's a vital step to take before you make the leap into a business. I actually did this myself when trying to figure out a local SEO consulting business before I started a few years ago. One good method I've found is to buy a bunch of quality chocolates, get permission from the business to conduct a short survey outside of their shop (many will say okay if you aren't trying to start a business in direct competition), and then ask consumers if they 'd answer a few questions in exchange for a piece of chocolate.

The first step is to clearly define your market

Who exactly are the people that will partake in what you're offering? What places are they visiting right now? Float the idea to your contacts that you're thinking of starting a new business and you 'd like some input from potential customers, and describe who you're looking for. If you don't have a social network within the area where you're going to try to build a business, get started building one now. Look for some specific people who would potentially partake in your business. These people will be the ones that will give you the real skin on whether your business will work or not. Ask them whether they would be willing to visit such a place, should it open up. Ask them what their favorite similar places are and why. Many people won't give you useful feedback's-still, note as much as you can because no matter what it will come in handy.
 

5. To make money online, you need to write a 'detailed business plan' that spells out exactly how your business will earn money online

You should have established a very clear idea of how your business will earn income and most of the notable problems along that path, along with concepts on how you'll get around those challenges. That document is your business plan. I call this a road map to make money online. Because at first glance it seems like a big waste of time, many people contemplating on how to make money online, whether it's by starting a sole proprietorship or earn money online through a partnership, always skip this step.

What's the logic behind skimping?

You have your ideas already worked out in your head and you know what you're going to do, so why make a fuss about writing out this substantial document?

There are two enormous reasons for doing this.

Further, it presents you with a document to provide to others for recommendations. When you have a whole plan all together, it's very easy to take it and show it to others, showing them your ideas and plans in one collected place. The thing you most need to worry about is that it's thorough and that it's readable above all else. Don't worry about formality unless you're going to attempt to borrow your capital or get investors to get involved. It makes you move carefully throughout your entire game plan to make sure you haven't missed anything. By setting down every idea, thinking meticulously about it, specifying it, and linking it to the next step, you're taking the time to ensure that you haven't missed anything important along the way.

6. Speak to your "inner circle" and make clear they support you

When your business plan is comprehensively set to go, you would be doing yourself an injustice if you didn't circulate that plan around your inner circle. Talk to the people who matter the most to you, show them your plan, and ask for feedback. With regards to your family, make sure that they're willing to support you in this endeavor. Without the support of the people whose lives you interconnect with every day, a successful business won't happen, period. And guys this is massive! I would not be doing better what I do if my family was not involved .

And here is why.......

Running a business will require your other half to be ok with you missing bed time stories every once in a while, (if you have kids) sometimes business will need more from you, especially in the early stages of starting to operate. That means late nights in the office and more work carried over home which eats into family time. Worse case scenario is when you have to take a pay cut or quit your job altogether, requiring your partner to support the family financially until you start to make money online. [blockquote]Please be sensible and don't quit your job before you start to earn money online. it's just common sense gents![/blockquote]

What sort of feedback should I seek?

Have them try to find holes in what you've written. They're usually giving you criticism for a reason, even if it's not readily apparent to you. If you do have an answer for a particular criticism, add it to the business plan. If you think it's completely off the wall, still jot it down and do a bit of investigation into it. I would include the people whose opinions you trust the most, including at least one cynic, as well as your mentor. These people are great for our egos, but not very helpful with making us successful.

7. Modify your detailed business plan

After you collect all of this feedback, use it to revise your business plan. Go back and rewrite parts of it. Use all of that feedback to make your plan better. A business plan that's ready to go is one that inspires you every time you think about it. It feels complete to you, and the people you've shown it to are positive about it. If you have willing people, use them as a feedback cycle. You might even want to do this in "levels," meaning you give the first version to some people, have them suggest changes, then give the second version to another group, and so on.

When do I know that it's done?

In one way, it's never truly done. You'll find that some parts of the plan were out of order and some parts were missing-that's unavoidable when things get rolling.

8. Learn how to live frugally

Because they provide the support you'll need to execute the game plan, the last three points can be done at the same time as the first seven. The best first step I've found for trimming the fat from your spending is to trim the fat from your monthly bills. There are many ways to do this: be more energy efficient, don't use optional services, trim the "extras" that you don't need on your plans, practice maintenance of the stuff you have, and so on. When your business is a successful, you may have the income needed to enjoy such things, but for now you don't have room for it. Learn about frugality and practice it until it becomes second nature. Leave that credit card in your pocket. You need to learn how to run your life like you run a business, and you don't run a business by throwing cash to the wind. Start cutting your spending on all fronts, but particularly on the nonessential. A major stumbling block for most people is a sense that they need to have the newest, latest, and greatest of everything. I know many people who "lease jump" meaning they lease a car for two years, then move to a brand new one to lease-over and over again. That's a gigantic waste of money, money that could be used to build your business into something amazing or construct a strong personal safety net.

9. Build up the capital you need

For some people, their small business won't require much investment at all to start with, just time. For others, the seed money may come from a relative or an investor or a friend. For many people starting their own small business, the money will come from their own pocket, and that means it's time to start saving now. It should be part of your business plan, you should know your startup costs in great detail. This should be your goal for saving, and the absolute best time to get started is right now, even if you haven't sat down and tabulated your total startup cost yet, or even have any idea what that will be. Set up an automatic savings plan today, putting away as much as you reasonably can on a monthly or weekly basis. Put that cash straight into a high-yield savings account, then just leave it alone. Wait until you're ready to make your move, then tap it.

10. Make sure you have a safety net

Many small business-people I know get so excited about their plans that they take the leap without really thinking about a plan for failure. It's a fact of life that many small businesses fail for various reasons, even ones that are well thought out and well executed, so it pays to think about that "what if" before you even start. Make sure you have at least a few months' worth of living expenses in the bank at all times. Never, ever go without an emergency fund, especially in the early days. Don't get the finances of the business mixed up in your own personal finances. What I tend to do is pay myself effectively as a contractor to my various businesses-I provide things for the business in exchange for pay.

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South Africa Current Events, Xenophobia, the Destruction of Other African Lives By South Africans

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What is Xenophobia?

Xenophobia is the fear and hatred of either strangers or foreigners in another country.  In others words, xenophobic person is someone from a particular culture or country who is afraid or have hatred for someone from another country or culture.

Xenophobic behaviours in South Africa

For some years now, the rate in which South Africans hate other Africans living in South Africa is becoming an epidemic. It’s disease of the mind, an ideology being injected into the people and society by politicians, traditional rulers and even the parents.

An ideology that crimes and criminals are among the foreigners only.  Hatred on foreigners who work hard to earn living, foreigners who are seen as job takers or opportunity grabbers. While the world is busy criticising the attacks by South African blacks on other black Africans, the South African leaders and advising other African nationals or migrants to move back to their countries.

The march on February 24, against illegal immigration which has stoked fear among foreigners in South Africa with extreme violence and xenophobia.  It stated when a group called Mamelodi Concerned Residents from a township in Pretoria, matched against the South Africa lax immigration policies.

They handed out flyers which states:
[blockquote]Zimbabweans, Nigerians, Pakistanis etc. are not our countrymen, they bring nothing but destruction, hijack our buildings, sell and inject drugs into our women and use them as prostitutes. How can that help us? Beloved Johannesburg is destroyed and now they are destroying Pretoria.[/blockquote]

But this wasn’t the group’s real agenda for protest, but an undying hatred for African migrants living in South Africa. Businesses belonging to Malawians, Somalis, Nigerians and other Africans were targeted and looted in continual attacks for months, and these deadly attacks have been going on since 2008.

These attacks included looting of homes and businesses, killing and burning of migrants from adults to babies. These recent attacks has pushed migrants to fight back to protect their lives and properties as some Somali and Nigerian citizens have done.

 Meanwhile Nigeria is taking matters to the African Union for regional intervention. Nigeria is the first to demonstrate against the killing of its citizens, and also want all South African citizens and businesses in Nigeria to leave. This xenophobic violence has been destroying lives for years, but many South African leaders were quick to deny the facts about xenophobia. In 2008, former President Thabo Mbeki made a speech in denial of xenophobia. He said:

  [blockquote]“When I heard people accuse my people of xenophobia, of hatred of foreigners, I wondered what they know about my people, which I don’t know. And in spite of this reality, I will not hesitate to assert that my people are not diseased by the terrible affliction of xenophobia which has in the past led to the commission of the heinous crime genocide.”[/blockquote] 



 Also in 2015, the monarch of the Zulu people King Goodwill Zwelithini said,

  [blockquote]“We the people are requesting those who come from other countries to please go back to their countries. The fact that there were countries that played a role in the country’s struggle for liberation should not be used as an excuse to create a situation where foreigners are allowed to inconvenience locals. I know you were in their countries during the struggle for liberation, but the fact of the matter is you did not set up businesses in their countries.”[/blockquote]

The South African government has been accused of not doing enough to protect immigrants from anti migrant violence, and not strongly condemning xenophobia, instead many politicians use it to gain support by speaking against anyone accusing South Africans of xenophobia. Xenophobia is happening in many countries, but in different ways.

South Africans choose to use violence against other black Africans, while other countries use speeches like: “building a wall to keep out migrants,” while other countries use speeches like: “taking control of our borders, reducing migrant flow and taking back our jobs.”

As racism is a mental disease, xenophobia is also a mental disease. It is learned and so can be unlearned.

As racism is a mental disease, xenophobia is also a mental disease.

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Best Car Insurance-How To Find Best Car Insurance For Young Drivers

Best car Insurance for young drivers is one of the most trickiest policies to nail down, unfortunately we all  are required by law to have a car insurance coverage when in ownership of an automobile. In America for example, every state demands that you buy ...Read More

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Buying A used Car- How To Spot A Good Deal When Buying A Used Car

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Isn't it amusing how we either love cars and trucks or love to dislike them? However in any case, I invest a good deal of time and a great deal of cash on them. I don't know about you, but a majority of people with me included, cars are the second greatest expenditure (after purchasing a home or mortgage). This particular short article has actually been created, in the spirit of sharing car buying experiences from many happy and not so happy car buyers. Basically, you can take it as automobile purchasing overview guides to assist you navigate through the hurdles and tactics for purchasing (or selling) your next new or used cars.
How you select a used vehicle can make all the distinction. Select the best automobile or best used automobile and you can save yourself trouble and a fortune over a brand-new vehicle. Pick the incorrect one, and that brand name brand-new vehicle will appear like a deal in hindsight.

Buying a used car has its own techniques to apply when picking a pre-owned vehicle.

There is a great deal of benefits in purchasing a utilized vehicle instead of a brand-new one. The rates in which you purchase the car is an apparent advantage. Utilized automobiles can be a lot more affordable than brand-new cars and trucks, and therefore keep you from having a regular monthly payment. There are a number of used car techniques you can apply.

1. Discover the marketplace worth

You will initially have to get as much quotes and information’s for different automobile as possible. The more info you can get, the closer you will come to the automobile's real worth. The condition of the automobile is a significant indicator of worth. A properly maintained automobile will be near the top of the worth spectrum, while a badly kept one can be worth thousands less. It can likewise show how nervous the seller is to offer the cars and truck. If it's precisely priced-- or rate below-market worth-- you might be onto an excellent offer.

2. Thoroughly examine the cars and truck

This must be the primary step in your used-car-buying procedure. You must have at least a ballpark concept of the worth of any cars and truck you are seriously thinking about.

Pay specific focus on the following: 

• Thoroughly check every inch of the vehicle. On the outside, thoroughly examine the paint task, the trim, and the bumpers. Look at the vehicle lights, the tires, and the muffler.
• Examine both the front and rear seats, check for tears and wear.
• An unclean engine can be a sign of bad upkeep. Examine to see if there is oil on the engine.
• Ensure that the vehicle is a comfy and fit the price.
• The odors of burning oil or burning gas are much more severe, as they can show deep engine issues. Evaluate them after the vehicle has actually been running for a while.

3. Do a major test drive

If you want to buy a car, any car at all, you have the right to do a test drive. Do not compromise; do not listen to any convincing that it’s in good condition. Before owing the car, you have to do a major examination, especially of all the "little things."

Consider checking for these details:

• Do an extensive check on the automobile's features. Are they exactly what you desire?
• Take a look at the stereo; does it satisfy your expectations? Or will you be continuously upset that it's simply unsatisfactory?
• Test both the air and the heat conditioning. It might not appear essential to evaluate the heat on a warm day in June, however come January, you'll be appreciative you did.
• If any caution lights are on or flashing, thoroughly examine them. Do not presume they do not indicate anything.

How does the cars and truck manage?

Listen thoroughly to the engine sound: A smooth hum is an excellent noise; knocking or sputtering can show severe issues. Examine the brakes consistently: Listen for noises of squeaking, grinding, or metal-on-metal. Check it under high tension scenarios: such as stop and go, high speed, low speed, unexpected acceleration/deceleration, abrupt stops and difficult turns. Make sure you get the vehicle up to at least 55 miles an hour. Pay very close attention to how the vehicle shifts, does it do so efficiently, or is there doubt? (Could show a transmission issue). View the exhaust: Smoke can be a sign of an issue, and white or blue smoke can be a sign of a huge issue.

4. Get a mechanic of specialist advice  

These in some cases are described as a pre-purchase evaluation, and it can cost $100 or more. It’s an expense well invested, if it allows you to prevent purchasing a cars and truck with severe issues. Whatever you do, do not depend on the seller's representations or suggestions by his/her mechanic. Think about it as just like a house examination carried out on a home you're about to purchase. You must have the automobile completely checked by mechanic.

5. Get the repair work history on the automobile   

You can purchase this through Carfax however you'll require both the license plate number and lorry recognition (VIN) number in order to do it. A pattern of well-spaced repair works can be a sign of a well-kept automobile. Regular repair works, especially for the very same breakdown, might be a sign of a major issue. It might even be the reason that the seller wishes to eliminate the automobile.

6. Think about the age and mileage

On the other hand, if the vehicle is 5 years of ages, and has just 40,000 miles, this will lead to a greater worth for the vehicle. Once again just how much of a distinction it will make will rely on exactly what is exposed with the online appraisal tools. If the vehicle is 5 years old, and it has 80,000 miles, this will be thought about extreme mileage. That will lead to lower worth. Utilize the online tools to identify what does it cost? Excess mileage will impact the worth of the automobile that you wish to acquire. The result will vary for each kind of vehicle. Exactly what's more crucial, the age of lorry or the variety of miles it has? That's in fact the topic of much dispute, and there's no clinical response regarding which is more crucial. If a car or truck is 5 years old and has 60,000 miles, its worth can be based on its age. Due to the fact that the number of miles covered is constant with the expectation of automobile that is 5 years old, this is. Devaluation due to mileage is really a relative idea. Automobile age and mileage work together. Age is definitely an aspect- a quantifiable aspect- however mileage actually depends upon the age of the cars and truck more than anything else. In basic, a common automobile will be owned in between 10,000 and 15,000 miles annually. You may wish to utilize 12,000 miles as a basic convention. Utilizing this as guide will inform you how essential mileage remains in the worth of an automobile. Regarding age, vehicles diminish in worth by approximately 60 percent within the very first 5 years. After that, they diminish a lot more gradually.

7. Constantly be all set to leave

Purchasing a utilized vehicle features various obstacles than purchasing a brand-new automobile. Nobody wishes to pay excessively for an automobile, or purchase a cars or truck that will end up being a lemon. Keep these methods in mind, and you must have the ability to get a great secondhand automobile at an extremely affordable rate.
It might be that he simply put the cars and truck on the market. It might likewise be that he requires a specific quantity of cash in order to buy his next vehicle. Anytime you are buying cars and truck, or working out any type of company deal, the best technique is to be prepared to leave. Each of these concerns are the seller's issues, and not yours. You do not have time to wait and sit for him to figure it out. You're much better off to proceed to the next possible purchase.

Summary

You will understand how much the automobile is worth if you have actually done your research. And if you have actually examined the cars and truck, test it, and had it look at by a mechanic, you will understand exactly what it's everything about. Make your finest offer based upon those truths. If the seller is playing hardball, and it's clear that they are asking excessive for the vehicle, your greatest declaration is to simply leave. It's a harmful relocation; however it's the very best method to prevent paying excessive. Read Also: 

Ways To Save Money On Car Insurance

How To Find Most Affordable Auto Insurance Companies

Ways To Save Money On Car Insurance - How Can You Save Money On Car Insurance?

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When you talk of ways to save money on car insurance, the first thing that comes to mind is how can you save money on car insurance. Remember that insurance premiums vary from hundreds to thousands and it also depends on your car insurer and the type of car you drive. But firstly we look at what's an insurance premium?

What's an insurance premium?

An insurance premium is the cost of obtaining an insurance cover, paid for a contract of insurance, operating expense. This is either paid in full or by installments (monthly) for the period of the policy. Insurance companies are strict on insurance premiums and a failure to pay when its due will automatically cancel the insurance policy. Once paid the policy will be restored but most times it comes with a penalty. The insurer may decide to receive any further installments rather a full payment.
When you take a monthly installment policy with an insurance company, you are taking a loan from a financing company who pays the full premium to the insurer, and the installment you pay goes back to the financing company. This is why it is always cheaper to pay a full insurance premium because paying by installments comes with interest.

How can you save money on car insurance?

Here is how you can save money on car insurance

Do some insurance shopping

When shopping around for insurance quotes, remember that insurance quotes differ from one from insurance company to another. Using insurance comparison websites is a good way to finding a better deal. Bring together at least four insurance price quotes and compare their services, pick the best three and contact the insurance companies with the best quotes for more information’s. Reading other customers reviews is important, they are the people with firsthand experience with the insurer. Get information from friends and relatives, they can share their experiences with their insurance so at least you gather more info.

Best car insurance rates

Before buying the car, check for the best car insurance rates on the car, because the more expensive the car the higher the car insurance cost. How the car insurance premiums are calculated depends on the price of car, the cost of repairing the car, the safety record of the car and theft possibility of the car. You can get insurance premium discount from most insurers on car with low risk of theft, low risk of repairs and many more. Checking for the car safety ranking is a good idea if you are looking for the best car insurance rates.

Car insurance deductible

A car insurance deductible is the amount of money you pay for damages from a car accident before the insurance company pays the remaining. If you choose a higher car insurance deductible, you lower the cost you pay in a claim.

[blockquote]How car insurance deductibles work How car insurance deductibles work is, if you get in a car accident that is your fault, this is means you are responsible for any damages. This is how it is calculated: If your insurance deductible is 1000, and the estimated repairs cost on your car is 2500, you will pay 1000 while your insurance company pays the remaining 1500. If you get into an accident and the damage cost is 950 and your insurance deductible is 1000, you will pay all 950 because the repair cost is less than you insurance deductible.[/blockquote] Before choosing higher car insurance deductible, make sure you have that money set aside, even though choosing a higher deductible reduces you insurance premium.

Older car coverage

When purchasing a new car, check to see where your insurance company can make some adjustments. If the cost of the new car is less than the insurance premium, consider discussing this with your insurer as this can save you money. Also check online for the worth of the car before purchasing the coverage as something the amount you bought a car can be higher than the car worth. Also consider dropping the comprehensive coverage as this also drive the cost of premium high.

Home and car insurance bundle

Home and car insurance bundle works when your home insurer also provides car insurance. Taking up a bundle insurance policy can earn you some discount. Also if you have other cars, you can take a multi car insurance with same insurance company. Don’t just take our word for it, search around as you may find cheaper car insurance with different company buy insuring cars separately.

Have a good credit history

Having a good credit history can lower insurance costs as most insurance company use your credit history/record when presenting you with a quote. Good credit history means lower premiums.   [blockquote]What's a good credit score? A good credit score depends on the scoring system that the lender uses, and different lenders uses different scores. For a credit score of 700 or is considered a good score, and a score of 800 or above is considered excellent. Even though most credit score fall between 600 – 750.[/blockquote]   

Low mileage discount

Low mileage discount apply to driver who drive on low mileage per year. If you don’t intend to go to work or travel about on your car a lot, the premium may reduce if you let your insurer know what mileage  you will cover annually.

 Also Read: Most Affordable Auto Insurance - How To Find Most Affordable Auto Insurance Companies?

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Most Affordable Auto Insurance - How To Find Most Affordable Auto Insurance Companies?

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When looking around for the most affordable auto insurance there are certain number of points to have in mind which will act as a guide to help make sure you get the best most affordable auto insurance. Depending on where you live or where you want register your vehicle insurance. It comes down to the state, most of the states require you to maintain minimum liability coverage or face penalties. You can easily check for most affordable auto insurance by firstly, finding top auto insurance companies which offer best auto insurance rates or car insurance rates by car, the credibility and reputation of the auto insurance companies.
It is easy these days for insurance companies to follow you around with some imaginary best insurance quotes or with a discount auto insurance quotes through television ads, radio ads, email ads, phone ads or by post.

How to find most affordable auto insurance companies?

When searching for most affordable auto insurance companies, you have to open up to many ideas and knowledge about car insurance and car insurance policies. Asking you neighbour family and friends is not a wise thing to do. Every single driver on the road today will have personal ideas about what the most affordable auto insurance policy should be, also a personal experience of how to find most affordable auto insurance companies. Either ways, the most affordable auto insurance is the one with the best policy you can find out. We all know that auto insurance is the cost/amount every driver is required by law to pay. Failure to do this incurs a several penalties like driver license point or suspension and fines. To find most affordable auto insurance companies, it is very important that you check for an affordable policy from each of the company, companies that are willing to honour the term of your policy with them, and be able to pay out claims quickly without hassle. How to find these affordable auto insurance?

Best auto insurance rates or auto insurance rates by car

Go shopping for auto insurance rates, each of these insurance companies have a their particular sequence or method use to determine insurance rates, which varies from one company to another. Also it depends on the driver, rate also vary by driver. This is why asking neighbours, family and friends is not the best option, search deeply to get a very clear and plain policy that works best for you.

Best auto insurance rates shopping strategy

There are a large number of insurance companies out there, big insurance companies and small insurance companies. You can get good quotes from these companies by visiting them one by one, but many drivers don’t have such patients in scouting on individual company. The easiest and simplest strategy of finding auto insurance rates with the lowest rates, you can do this by using insurance comparison websites to get rate quote estimates before going for the final quotes.

What is insurance comparison website?

Insurance comparison website can be anything from home insurance, car insurance, life insurance etc. They act as middle men between you and the insurance company, bring you a combinations of different insurance companies, their rates, policy and many more. If you final choose any of the insurance company, you are then referred back to the insurance company website and the insurance comparison website gets paid a commission for sending them a potential client.
Be specific in your search, search for auto insurance, car insurance or vehicle insurance. Dont just type insurance and search, you will get loads of unnecessary websites with pet insurance on them too.

How to use insurance comparison website?

Firstly, enter your post code/zip code and search for insurance companies Secondly, find the rate insurance comparison website generates, analyse and compare them to find a good deal. Thirdly, get the full quote the auto insurance company or companies that offers you the best rates.

Best auto insurance rates saving strategy

To get more savings from the quote you have been offered, there are other steps that takes you further and allowing you make some savings on your auto insurance quote. If you want to get more saving follow these steps: Firstly, check around for auto insurance company which offers or have some discount you may qualify for or may benefit you. Secondly, increase your excess/deductible Thirdly, lower the coverage level. By doing this you are removing unnecessary coverage. Fourthly, contacting the auto insurance company that offered the best insurance quote to get full quote and also find out how you making further savings.

Insurance company credible reviews

It is important when getting insurance coverage it should be from a reputable company. To save more money, buying an affordable coverage is key, because if the company have no credible reviews and no good reputation it may cost you more in future. Some auto insurance company have a history of not paying for full claims in an accident, and this will affect you because any money owed and not fully paid by the insurance company will have to come out from your pocket.
You can protect yourself from this by reading industry trade articles and other consumer reviews and verify their reputation before purchasing insurance coverage. Insurance company credible reviews are very important. There are quiet a number of auto insurance companies out there, most of them provide cheap coverage which are bad for you. You need to put some effort to make sure you buy best affordable coverage from good reputable company. Use these credible reviews to find most affordable auto insurance companies that works best for you.

President of Afghanistan Ashraf Ghani: “Terrorists have no respect for Islamic values” ( See Why)

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The Pakistani forces have killed and arrested several dozens of suspects in a complete raids, this was  after the number deaths from a massive suicide bombing by the Islamic State group,  which was targeted in a popular Sufi shrine which claimed 88 lives. This is Pakistan’s deadliest attack in years and has brought shock and fear around the nation and has also raised so many questions on the country and authorities' ability to fight militant groups. Islamabad officials have also slammed Kabul, saying the bombing was planned in militant sanctuaries across the Afghan border. In responds, Pakistan on Friday  fired a blistering rounds of artillery across Afghan border. Pakistan also closed down the Torkham border which is currently the most important trade routes between Afghanistan and Pakistan. The Afghan police chief Gul Agha Roohani in eastern Nangarhar province has confirm that the assault started on Friday morning, but there is no immediate Pakistan confirmation. The President of Afghanistan Ashraf Ghani has condemned the shrine attack and said that the “Terrorists have no respect for Islamic values” because the Sufis always preach peace and brotherhood among people.

The attack happened on Thursday when a suicide bomber entered the shrine through the main  hall and detonated his explosives.  The Sindh provincial health department said 343 worshippers were wounded, killing 75 and at least 20 women and 9 children are among the dead. Pakistan paramilitary rangers have since killed 39 militants in targeted militant hideouts  after a shootouts and 47 arrest were made. The Islamic State group claim responsibility for the attack. The U.S. State Department offered to help bring the terrorist to justice after condemning the attack.

This is unbelievable! Naira Exchange Rate VS African Countries

THIS IS UNBELIEVABLE! Who would believe the Nigerian currency has falling so badly that almost all other African currencies has exceeded the said giant of Africa?

Nigeria has so much natural resources, so many industrious and business minded individuals, but today the effect of poor governance and extreme corruption is pushing the former giant of Africa (Nigeria) into the dark ages.

What happened to Nigeria?

NAIRA EXCHANGE RATE vs OTHER AFRICAN COUNTRIES:
South Africa: Rand 1= 79 Naira

Angola: 1 kwanza = 12 Naira

Botswana: 1 Pula = 28 Naira

Cape Verde: 1 Escudo = 8 Naira

Algeria: 1 Dinar = 12 Naira

Egypt: 1 Pound = 35 Naira

Eritrea: 1 Nakata = 18 Naira

Ethiopia: 1 Birr = 19 Naira

Ghana: 1 Cedi = 56 Naira

Gambia 1 Dalasi = 9 Naira

Kenya: 1 shilling = 6 Naira

Liberia: 1 Dinar = 8 Naira

Lesotho: 1 Loti = 19 Naira

Libya: 1 Dinar = 156 Naira

Morocco: 1 Dirham = 176 Naira

Madagascar: 1 Ariary = 14 Naira

Mauritius: 1 Rupee = 16 Naira

Malawi: 1 kwacha = 21 Naira

Mozambique: 1 Metical = 24 Naira

Namibia: 1 Dollar = 32 Naira

Seychelles: 1 Rupee = 22 Naira

Sudan: 1 pound = 42 Naira

Swaziland: 1 Lilangeri = 19 Naira

Tunisia: 1 Dinar = 150 Naira

Zambia: 1 kwacha = 28 Naira

Even all the other economies of Africa that were once bad now have more valuable Exchange rate than Nigeria.

As at today

1 USD TO NGN / $1 = N504
1 EURO TO NGN / €1 = N550
1 GBP T0 NGN / £1 =N650

Trump And News: Trump Supreme Court Choice And Why The US Top Court So Important

 

Donald Trump named Neil Gorsuch as his choice for the US Supreme Court   

Recently Donald Trump named Neil Gorsuch as his choice for the US Supreme Court.

The US Supreme Court has a crucial role in the US political life, and will have to face tough questions from the Senate during any confirmation hearings.

The US Supreme Court has the last word on highly contentious laws between states and federal government and it is the highest court in the US. It hears cases of up to 80 a year and makes its disclosures in June.

They are nine in number and the position will last a lifetime. Cases which are usually brought to the Supreme Court after they are appealed one after the other from lower courts.

The court opinions establish an example which other judges can interpret and follow. The Supreme Court expanded gay marriage to 50 states in America and also temporarily halt the former government immigration orders.

One of the cases the court has on desk is the right of transgender students and Texas death penalty determination. The ban on refugees and travellers form Muslim nations by Trump executive orders may also end up on at the Supreme Court.

Also, cases on voters rights, abortion, racial bias in the legal systems and in policing.
 
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